SEATTLE, WA — (Marketwired) — 10/07/14 — The holidays are around the corner, so now may be the perfect time to consider getting a new credit card for the season. But as things are always changing, it–s certainly worth considering which credit cards are going to be the best to put charges on. Here–s a look at best credit card offers for October 2014:
For those that are looking for a 0% introductory APR, search no further than the US Bank Visa Platinum Card. Not only does this card offer a 0% APR on all purchases that cardholders make in the first 15 billing cycles, but that–s also the case with balance transfers as well. That means that all of those purchases that are made for the holidays will have a 0% APR, or you can even consider transferring fees from previous cards as a bit of bonus for yourself. The U.S. Bank Visa Platinum Card also comes with auto rental insurance, which means you don–t have to use a rental company–s collision damage coverage when on the road. And with free online banking and fraud protection, this U.S. Bank Card is among the best of October 2014.
The Citi Double Cash Card offers a 0% intro APR on both balance transfers and purchases for 15 months. In addition, this card is marketed as a reward card that truly ranks among the best on the list. You–ll get some great reward points for things that you purchase on a daily basis: 1% cash back when you buy and 1% cash back as you pay for those purchases. Plus, there is no annual fee and a low balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
If you are looking for points that you can spend on anything, then the Citi ThankYou Premier Card is for you. This is especially the case if you plan on racking up a few thousand bucks on holiday gifts for your friends and family members. As soon as you spend $2,000 during the first three months of having the card, you–ll earn 20,000 points. And this time next year, if you spend $3,000 during the first three months of your second years, you–ll be able to earn 30,000 points. In addition, you can earn 3 ThankYou points for every dollar spent on purchases for dining at restaurants and entertainment, 2 ThankYou points for every dollar spent on purchases for airfare and hotels, and 1 ThankYou point for every dollar spent on all other purchases.
If you–re looking for some cash back, then it–s hard to beat the Discover it chrome card. What–s even better about the Discover it chrome card is that it–s ideal for college students who are looking to build their personal credit. With the card, you–ll be able to get 2% back on up to $1,000 in purchases at restaurants and gas stations. And for other purchases, you–ll get 1% cash back as well. Discover also has a variety of different outlets to consider, such as online stores that will give between 5-20% back. This is ideal for those that are out on their own and looking for a card that will give them the cash back that they need.
If you plan on starting 2015 off with a big trip, it might be worth considering getting a travel card before you make a purchase. With the Barclaycard, cardholders will get 40,000 bonus miles when they spend $3,000 or more within the first 90 days of having the card. That equates to about $400 in travel, which is a great way to start the New Year. Over the life of the card, cardholders will also earn 2X miles for all of their purchases, and there are no blackout dates for when they can redeem them. This is among the best options for any travel card, especially in October 2014.
These five cards are the top to choose from in October 2014, and they all offer their own benefits as to why they are so good.
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